How to Save $9,000 on Food
I did an experiment to test how much it really costs to dine out. Here are the results.
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Have You Heard of the 50/30/20 Budget? It’s Bad Advice
The 50/30/20 Budget is quite popular, but it has some shortcomings. You can do better, and we get into that here.
Read moreWhy You Will Never Retire – The System is Flawed
An article from CNBC mentions that Americans are “disastrously unprepared” for retirement because the “system is flawed”.
Here’s how you can overcome the system.
Why You Should Never Finance a Car
It is typical in America to finance your car, and that shows no signs of changing. In fact, a report from Experian shows that outstanding auto debt has doubled from $677 billion in 2010 to $1.37 trillion in 2020. The average auto loan balance in 2020 was $19,865, and everyone from Zoomers to Boomers are taking on more debt every year to pay for
Read moreQuit Your Job – Rethinking Retirement
Instead of being stuck in the rat race for 40 something years, find out how you can quit your job sooner and live on your own terms.
Read moreAmericans Are Too Behind on Retirement Savings to Even Try
Only 10% of people think they will have enough to retire, according to a survey by Northwestern Mutual, and 15% of Americans have no retirement savings at all.
Is it too late for many to even try?
Read moreThe First Step to Not Being Controlled By Money
63% of people have been living paycheck-to-paycheck since the pandemic. When living paycheck-to-paycheck, so many aspects of your life are controlled by money.
How can we step out of this cycle and take control?
Read moreWhat is Asset Allocation? – Smart, Simple Investing
When it comes to investing, it’s easy to get lost in all the different options and the ups and downs of the market, so let’s keep it simple.
Asset allocations is a simple, effective way to invest your money.
Read moreTraditional vs. Roth – Which One is Better?
This blog breaks down the differences between Traditional and Roth retirement accounts so you can decide what works best for you.
Read moreWhat is a 401(k)? – Maximize Your Retirement Savings
These days, only 17% of workers in the private sector have access to a pension.
Rather than a pension, it’s more common for employers to offer a 401(k).
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